Terms of use
Last updated: 13 November 2026.
These terms are the agreement between you and Trading Checkup when you use tradingcheckup.com, with or without an account. In short: our tools are software that works on your own numbers and on public data; they give general information about the past, never advice; you make your own decisions; and your rights under consumer law always stay.
1. Who we are
Trading Checkup is a sole trader business in South Australia, ABN 66 763 463 348, West Lakes SA 5021, Australia, hello@tradingcheckup.com. By using the website you agree to these terms, our acceptable use rules, our risk disclaimer and our privacy policy. You must be 18 or over.
2. What we provide: self-service software
Trading Checkup provides software tools, calculators, statistics and plain-English guides, and paid one-off reports (section 6). Each tool works only on the information you enter or upload, the settings you choose, and public market data. Results from the self-service tools are produced automatically; no person at Trading Checkup looks at your file or your result. Paid reports (section 6) are the only exception: for those we work only on what you send for that order. This line appears on pricing and on every result, PDF, CSV and email, and it is part of these terms: “You run the tool yourself on your own files and settings. Trading Checkup provides software and statistics about the past; it does not review, advise on, or take responsibility for your results or your trading decisions.”
- There is no adviser, fiduciary or agency relationship between you and Trading Checkup. We do not guarantee any result, profit, prop-firm payout or tax outcome.
- A bot kit is code that runs on your own computer with your own exchange account. It starts in paper mode; you decide whether to switch it on and you are responsible for what it does. Your exchange keys never reach us.
- If you choose the India view, results are a learning frame about the past and never a claim about returns.
- Fair use (free beta): the limits shown on the site, for example 5 Workspace runs per account every 30 days and a daily number of written search answers, and 25 MB per file. When you reach a limit you can ask support to refresh it; we decide each request fairly and may say no, for example to stop misuse. We may change the limits and will show the current ones on the site.
3. General information, not advice
Nothing on the site is financial product advice, investment advice, a research report, a trading call, tax advice or legal advice. The tools do not consider your objectives, financial situation or needs, and they never tell you to buy, sell or hold anything. We do not send signals or tips, manage money, hold client funds or place trades for anyone. Trading Checkup does not hold an Australian Financial Services Licence and is not registered with SEBI (India), the FCA (UK), the SEC (US) or any other regulator as an adviser or research analyst.
4. Past results, estimates and AI answers
Backtests and simulations are hypothetical results built after the fact. Past results do not predict future results. Odds, sizes and ranges are estimates with measured error and can be wrong. The AI search answers were retired on 13 November 2026; any answer you saved earlier came from the sources shown under it and can contain mistakes. The home page example chat is a scripted recording, not a live conversation.
5. Accounts
An account is for one person. Keep access to your email safe, because a one-time code sent there is the key to your account. Do not share your account or let others use your membership. Give true details when asked (name, phone, country). You can delete your account any time in the profile sheet. We may suspend or close an account that breaks these terms or the acceptable use rules; if you paid, you will get a fair refund for the unused part unless the account was closed for fraud or abuse. One account per person and per phone number. Login email changes go through support.
6. Pro plan and paid reports
Free checks and tools stay free. Paid items are the Pro plan and one-off reports. Payments are handled by our payment partner, who is the seller of record for the payment, charges any GST or VAT, and sends the receipt; its own terms also apply to the payment.
- Pro renews automatically every month or year at the price shown before you pay, until you cancel. You can cancel any time in My account; Pro stays on until the end of the period already paid.
- We tell you before any price change applies to your plan, and before each yearly renewal.
- Pro includes fair use: very heavy automated use may be slowed so the service stays fast for everyone.
- A free trial, if offered, is one per person. The price after the trial and the first charge date are shown before it starts.
- Reports are written analysis of the trades, strategy or code you send us. They describe what already happened; they are not advice on what to buy or sell.
- Refunds and cancelling: see our refunds page.
7. Uploads and your content
Files and text you give a tool stay yours. You allow us to process them only to make your result, as described in How we handle your uploads. Upload only files you have the right to use. Do not upload other people's personal information.
8. Using the site fairly
Our acceptable use rules list what is not allowed, for example scraping, overloading or attacking the site, sharing accounts, or presenting our results as advice or as an endorsement. We may block access that breaks them.
9. Our content and name
The site's design, text, tools, code, lessons and the Trading Checkup name and logo belong to Trading Checkup. You may share links and screenshots of your own results for personal, non-commercial use. You may not copy the tools or lessons, or use our name to promote a tip, signal, scheme or product.
10. Our responsibility
Our services come with guarantees that cannot be excluded under the Australian Consumer Law, and you may have similar rights where you live. Nothing in these terms limits those rights. If we fail to supply a paid service with due care and skill, you can ask us to fix it or refund you. Apart from those rights: the free tools are provided as they are, the site may sometimes be unavailable or contain errors, and we are not responsible for trading losses or for decisions you make, because the tools give general information and you make every trading decision yourself.
Limit of liability: to the extent the law allows, and except for the consumer guarantees above, our total liability to you for a paid service is limited to supplying that service again or refunding what you paid for it, and we are not liable for indirect or consequential loss, including trading losses or lost profits.
11. Problems and complaints
Tell us at hello@tradingcheckup.com or through Report a problem. Our complaints page explains what happens next.
12. Changes and law
We may update these terms; the date at the top shows the latest version. We will not change the price or the main features of a period you have already paid for. These terms are governed by the law of South Australia. If you are a consumer, you also keep the protection of the laws of the country where you live.