Funded Trading Plus rules, in plain English
Pass Now Pay Later · forex/CFD · 11 rules read from the firm's own pages
Independent summary. Not affiliated with, endorsed by or paid by any firm listed. Names belong to their owners. Rules change - check the firm's page before you buy. Report a change
Short answer: on the Pass Now Pay Later plan, our summary of Funded Trading Plus's public pages: profit target: Challenge profit target is 2%; daily loss: Daily loss limit is 4% of balance; max loss / drawdown: Max loss is a static 6% of starting balance; minimum trading days: No minimum trading days in the challenge; profit split: Trader keeps 80% of simulated profit. We read these on 2026-11-05 from the firm's public pages (links below). Rules change: check the firm's page before you trade.
Takeaway
For the example trader, the daily loss rule is the one most likely to end this Pass Now Pay Later account, with a 27% chance that a loss rule breaks within 30 trading days against 73% for reaching the target first. Risking 0.75% per trade instead of 1% brings the 30-day chance down to 14%. Your own trades give different numbers: try them in the Prop Firm Rules Check.
Funded Trading Plus rules: our plain-English summary
- Profit target
Challenge profit target is 2%. Applies to: Pass Now Pay Later, Challenge stage.
Firm's page for Funded Trading Plus profit target (opens in a new tab) · checked 2026-11-05
- Daily loss
Daily loss limit is 4% of balance. Applies to: Pass Now Pay Later, Challenge stage.
Firm's page for Funded Trading Plus daily loss (opens in a new tab) · checked 2026-11-05
- Max loss / drawdown
Max loss is a static 6% of starting balance. Applies to: Pass Now Pay Later, Challenge stage.
Firm's page for Funded Trading Plus max loss / drawdown (opens in a new tab) · checked 2026-11-05
- Minimum trading days
No minimum trading days in the challenge. Applies to: Pass Now Pay Later, Challenge stage.
Firm's page for Funded Trading Plus minimum trading days (opens in a new tab) · checked 2026-11-05
- Time limit
No time limit on either stage. Applies to: Pass Now Pay Later, both stages.
Firm's page for Funded Trading Plus time limit (opens in a new tab) · checked 2026-11-05
- News trading
News trading is allowed on both stages. Applies to: Pass Now Pay Later, Challenge and Funded stages.
Firm's page for Funded Trading Plus news trading (opens in a new tab) · checked 2026-11-05
- Weekend / overnight holding
Weekend holding and trading are allowed on both stages. Applies to: Pass Now Pay Later, Challenge and Funded stages.
Firm's page for Funded Trading Plus weekend / overnight holding (opens in a new tab) · checked 2026-11-05
- Profit split
Trader keeps 80% of simulated profit. Applies to: Pass Now Pay Later, Funded stage.
Firm's page for Funded Trading Plus profit split (opens in a new tab) · checked 2026-11-05
- Payout timing
First payout needs at least 10 trading days. Applies to: Pass Now Pay Later, Funded stage.
Firm's page for Funded Trading Plus payout timing (opens in a new tab) · checked 2026-11-05
- Consistency rule for payouts
No single day may exceed 25% of payout-window profit. Applies to: Pass Now Pay Later, Funded stage.
Firm's page for Funded Trading Plus consistency rule for payouts (opens in a new tab) · checked 2026-11-05
- Minimum payout
Minimum withdrawal is 3% of account balance. Applies to: Pass Now Pay Later, Funded stage.
Firm's page for Funded Trading Plus minimum payout (opens in a new tab) · checked 2026-11-05
What these rules mean in money
- Account size used: US$100,000 (the size the firm's page gives its numbers for).
- Daily loss room: US$4,000 = 4% of the account. At 1% risk per trade that is 4 full losses in one day; at 0.5% risk, 8.
- Total loss room: US$6,000 = 6% of the account, static (the floor never moves). At 1% risk that is 6 losses in a row before the account ends.
- Profit target US$2,000 vs total loss room US$6,000: you must make 0.33 times what you are allowed to lose.
- The daily limit is 67% of the total loss room, so one bad day at the daily limit use up the account.
| Within | Breaks a loss rule | Reaches the target first |
|---|---|---|
| 5 trading days | 23% | 67% |
| 10 trading days | 26% | 73% |
| 30 trading days | 27% | 73% |
How the table is made: the same made-up trader on every firm page takes 4 trades a day, wins 45% of them, wins 1.5 times what a loss costs, and risks 1% of the starting balance per trade. We replayed 20,000 random 30-day runs against this firm's stated loss limits and target (first event wins; only closed trades counted, so real accounts with open-trade swings break limits more often). Real traders differ, so read these as a way to compare rule sets, not as a rating of any firm.
Rules that can catch you if…
- …you trade slowly: see "Time limit" above.
- …you trade around big news: see "News trading" above.
- …you hold trades overnight or over a weekend: see "Weekend / overnight holding" above.
- …you need a payout soon: see "Payout timing" above.
- …you want a payout after one big day: see "Consistency rule for payouts" above.
- …you ask for a small payout: see "Minimum payout" above.
Compare and check
- Alpha Capital Group rules (Alpha Pro 8%)
- Aqua Funded rules (2 Step Pro)
- Audacity Capital rules (Ability Challenge (2 steps))
- Blue Guardian rules (2 Step Standard)
- All prop firm rule pages
- Prop Firm Rules Check: your own trades against these rules
- Consistency rule calculator
Independent summary. Not affiliated with, endorsed by or paid by any firm listed. Names belong to their owners. Rules change - check the firm's page before you buy. Report a change
We take no commission from any prop firm: no affiliate links, no discount codes, no ratings. General information, not financial advice.