What a promised return adds up to

How much is “10% a month” in a year?

“10% a month”, kept up for a year (12 months), multiplies money 3.1x: ₹10,000 would become ₹31,384 and $1,000 would become $3,138. It doubles every 7 months.

The maths, step by step

After	Money multiplied by	₹10,000 becomes	$1,000 becomes
3 months	1.3x	₹13,310	$1,331
6 months	1.8x	₹17,716	$1,772
9 months	2.4x	₹23,579	$2,358
12 months	3.1x	₹31,384	$3,138

Formula: money x (1 + 0.1)¹². No losing months, no costs and no withdrawals are included - real results are always lower.

Why a promise like this is a warning sign

Regulators list promises of high, steady returns as a top sign of investment fraud: the US SEC's investor.gov, the UK FCA ScamSmart, Australia's Moneysmart investor alert list and SEBI's SEBI Check. Anyone who could really grow money by “10% a month” would not need your money or your fee.

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Questions people also ask

Is “10% a month” possible?

Kept up for a year it would multiply money 3.1x. Promises of steady returns like this are a common investment-scam warning sign listed by regulators.

How long does “10% a month” take to double money?

About 7 months, if it never had a losing month - which real trading always has.